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Yumasoft

Financial software

Systems where being wrong costs money immediately

Trading platforms, payments, and the verification that sits between somebody and their money. We have been building this class of system since before it was called fintech, and everything on this page is a named client or a listed system you can check on the rest of the site.

4

Clients in this sector

9

Systems listed here

1

Worked up as case studies

22

Largest standing team

We are not a fintech boutique and will not pretend to be one. We are a software company that has spent 23 years being handed other people's production systems, and a meaningful share of them have had money moving through them. What that buys you is not domain glamour: it is engineers who have already met the failure modes this sector actually has — a connection dropping over an open position, a reconciliation that has to be right rather than fast, and a release process that cannot include the word 'downtime'.

The work, at the level of detail you would ask for

All work

Fraud prevention · Real estate finance

CertifID

A standing team building real-time identity and document verification for the moment money moves in a property transaction.

Project · CertifIDACTIVE
Engagement
Offshore Development Center
Shape
Standing team, client's process
Server
C#, ASP.NET Web API
Client
React, TypeScript
Domain
Title, real estate, lending
Status
Active

What this class of system demands

Each of these comes from an engagement named on this site, and says which. A constraint without a source is an adjective.

01

There is no maintenance window

A trading platform cannot be taken offline to be improved. Components get replaced under live traffic behind feature flags, with a written rollback plan and a fallback to the service being superseded, so that a failed release returns traffic to the old stable path and the user sees nothing.

Source · WealthCharts

02

State has to survive the network

Connections drop while positions are open. That is a routine event, not an exception path, so order state is fully reconciled after every reconnect rather than assumed to have persisted.

Source · WealthCharts

03

Precision is a requirement, not a rounding decision

Tick-level price precision is carried end to end, because the number rendered on the screen is the number somebody trades on.

Source · WealthCharts

04

Fraud is an adversary, not an error rate

A verification flow has to hold up against somebody actively trying to defeat it, not merely handle the honest path — and the data that verification collects is precisely the data an attacker in that market wants, which constrains architecture rather than just access control.

Source · CertifID

05

Payments bring their compliance with them

Card and voucher flows have been built PCI-compliant against European payment providers, and the till software underneath our point-of-sale work carries payment processing at the point money changes hands.

Source · the delivery record

Who bought it

  • WealthCharts

    Trading platforms · Market data

    Retail trading platform: charting, scanners, options and futures, and a white-label platform proprietary trading firms run their own businesses on. We build the broker integration layer, the scripting language users write their own indicators in, the multi-tenant prop platform, and the rebuild of the production cloud infrastructure underneath all of it.

    Model
    Offshore Development Center
    Team
    22 engineers
    Built on
    TypeScript · Node.js · React · .NET · Lua · WebAssembly · Redis Streams · WebSocket

    Case study · held for client approval

  • CalibrateHCM

    HR & payroll · Data integration

    Retrieves HR and payroll records on an employer's behalf from systems that publish no API for them. We built the retrieval platform, the declarative integration layer and the tenant isolation model.

    Model
    Offshore Development Center
    Team
    4 engineers
    Built on
    Python · Django · React · Redux Toolkit · AWS · AWS Transcribe

    Case study · held for client approval

  • CertifID

    Fraud prevention · Real estate finance

    Real-time identity and document verification for wire transfers in the title, real estate and lending industries. We build and run the platform team.

    Model
    Offshore Development Center
    Built on
    C# · ASP.NET Web API · React · TypeScript · HTML/CSS

    Read the case study

  • Allen & Company

    Investment banking

    Multiple internal business-process automation projects, including the conference management platform and the candidate interview application used to run their hiring.

    Model
    Offshore Development Center
    Built on
    C# · ASP.NET MVC · ASP.NET Web API · AngularJS · Breeze · iOS · Android

Every system in this sector we can name

The full record
  • WealthScript

    The scripting language platform users write their own indicators and strategies in. Formulas compile server-side through an ANTLR grammar to Lua bytecode and execute in a WebAssembly Lua VM inside the charting library. 216 functions and 68 values, with the editor's completion and documentation generated from the compiler itself.

    .NET · ANTLR · Lua · WebAssembly · TypeScript

  • White-label prop-trading platform

    Multi-tenant SaaS on which proprietary trading firms run their own branded business: evaluations, funded accounts, risk rules, payouts, affiliates and support. Each firm gets its own domain, branding and rule set off one codebase and one database under tenant isolation, with a stream-processing worker consuming live trading events to keep account risk and drawdown state current.

    TypeScript · Express · TypeORM · React · WebSocket

  • WealthCharts broker integration layer

    One interface in front of seven live broker connections, each speaking its own protocol — binary protobuf over WebSocket, REST, proprietary SDKs. Capabilities are declared per broker, so a new one is brought online without touching the trading terminal. Handles subscription multiplexing, stream throttling and order-state reconciliation after a dropped connection.

    Node.js · WebSocket · Protocol Buffers · REST

  • WealthCharts partner event stream

    Platform actions published to partner firms as message events over Redis streams — every firm served at once, each stream isolated so no firm sees another's activity.

    Node.js · Redis Streams

  • WealthCharts trading competitions

    Tracks trader performance across defined competition periods and drives public real-time leaderboards.

    Node.js · React · WebSocket · REST

  • Ultrade

    DeFi trading platform on the Algorand blockchain: limit orderbook spot DEX, swaps and leveraged perpetuals.

    Python · Algorand · Blockchain

  • CertifID

    Identity verification for people, banks and insurers, built to cut the rate at which transfers are sent to fraudulent accounts. Back office with document management, individual verification profiles, and a hard personal-data security boundary.

    C# · ASP.NET Web API · React · TypeScript

  • TranxPay

    Mobile banking app for local and cross-border transactions: exchange rates, payment processing, real-time tracking and reporting.

    JavaScript · PostgreSQL

  • Snap Networks

    Merchant analytics: sales channel and operations tracking, customer relationship management, and chargeback trend control.

    ASP.NET · MySQL · WebForms · jQuery

Two ways to buy it

Offshore Development Center

A standing, full-time team we hire, house and manage, working as an extension of your own development organisation. You take part in choosing the people; a senior engineer of ours runs the team day to day. No office or infrastructure for you to set up.

Shape
Dedicated team
Clients on this model
15
Payment
Time and materials
Best for
Long-term product work

Custom software development

A project with a defined shape: requirements analysis, architecture, build, QA, delivery and maintenance. Priced hourly against a written estimate, with the assumptions under that estimate stated and reported against as the work runs.

Shape
Project, full cycle
Clients on this model
4
Payment
Time and materials
Best for
Defined, boundable builds

What we have not done

We have not built a core banking ledger, we are not a regulated entity, and we do not carry a compliance practice that will file with your regulator for you. Where an engagement needs one of those, it needs a specialist we do not employ and we will say so on the first call rather than the third.

Send us the part of your system you are worried about

An engineer who has worked on this class of system reads it and answers within 12 hours.